New standard impact assessment: scope, gaps, and roadmap

Assess the impact of the new/updated standard: {standard_name}.

Inputs:
- Effective dates and adoption method (if known): {effective_dates}
- Current policies and processes: {current_policies}
- Affected transactions/accounts: {affected_areas}
- Systems and data availability: {systems_data}
- Resource constraints: {constraints}

Output:
1) Scope assessment: what’s impacted and why.
2) Gap analysis (data, systems, contracts, controls).
3) Implementation roadmap with workstreams, owners, timeline.
4) Disclosure and communication plan (stakeholders, auditors).
5) Risks and quick wins.

Do not claim the standard says X unless text is provided; use placeholders.